TSM Plus
Special Risk Insurance
Obtaining a guarantee, surety bond or other financial guarantee without having to negotiate with a bank. Protection against financial loss that could result from product damage of a criminal nature. Cover for the financial consequences of withdrawing a defective product from the market. Compensation for loss resulting from the criminal activities of an employee or third parties, including embezzlement, computer fraud, theft of trade or manufacturing secrets, etc. Insurance against the financial risks of a defection of actors or musicians during the shooting of a film or sound recording, or the deterioration or even loss of picture, sound or data carriers.
Having to meet the direct and indirect costs resulting from the sudden temporary or permanent loss of a key executive (resignation, illness or death), etc.
These are some of the problems handled by special risks insurance – cases which are not covered by classical general or liability/third party insurance.
Until now, SMEs have found it difficult to obtain this type of cover, while their needs in this area have grown in line with socio-economic and technical developments.
With its TSM Plus service, TSM now offers customised services in this area, based on the same principles of partnership and confidentiality that have earned TSM its reputation for excellence in marine insurance.
A specialist in marine insurance for almost a century, TSM has acquired a wealth of experience, and developed a corporate culture and distinctive approach that have helped it achieve a niche market position in highly demanding fields. Our core advantages are:
- Personalised risk assessment and complete confidentiality
- Flexible approach combining specific expertise and professionalism with a personalised approach
- Very broad range of cover for particular cases and needs, without standardised contracts
- Close relations between insurer and customer; direct contacts and discussions between risk managers.
Areas covered by TSM Plus include:
- Product integrity
- Unfair practices
- Key figures
- Artistic productions
- Guarantees
TSM also offers tailor-made solutions to insure all goods and possessions on the move.
To find out more about marine insurance, click here
